Aiz muguras pirmais tievēšanas projekta mēnesis
Apaļītes ir sexīgas. It sevišķi ta 2.-3. bildē :)
Bučas!
Shops that require protection for high risk goods held on
the premises will usually need to declare the total values
of each stock item. High risk shop stock and goods are those
that attract thieves and are expensive to replace. Examples
of high risk stock items are electronic equipment,
cigarettes, and tobacco, designer clothing, computers and
digital equipment, software, computer games and consoles,
drugs pharmacy and medicines, watches and jewellery, mobile
phones and radios, photographic equipment, power tools, TVs,
DVDs, CDs and Wines and Spirits.
If your shop has
high risk stock you can reduce the cost of your premiums by
having adequate security in place. This includes an
insurance company approved burglar and fire alarm, window
grills, shutters and bars, CCTV and sprinklers. Many shop
insurers will only offer stock cover if the minimum levels
of security are in place for all shops, regardless of the
stock contents held. A lot of insurers may offer further
large discounts to the premium if the shop owner lives on or
above the premises and is there at night.
Shops
by their very nature deal with members of the public and a
good insurance policy will usually contain liability cover
as standard. This should include Public Liability of up to
?2,000,000 for any one claim by a member of the public who
may suffer loss or injury visiting the shop.
If
you employ staff all policies will offer Employers Liability
cover of up to ?10,000,000 one event and because shops sell
goods and services, Products Liability cover of ?2,000,000
for any one period of insurance.
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